Shop Pay Installments
Split your order into 4 interest-free payments with Shop Pay Installments — no application, no impact on your credit score to check, and nothing extra to sign up for. It is built into the checkout you already use.
How it works
- Add what you want to your cart and head to checkout.
- Choose Shop Pay as your payment method.
- Pick the installment plan offered for your order total.
- Pay the first installment today. The rest come out automatically, every two weeks.
Good to know
- Available on most orders between $50 and $30,000.
- Four biweekly payments are interest-free. Longer plans on larger orders may carry interest — the exact rate and schedule are shown to you at checkout before you commit.
- You must be 18+ (19 in some states) and a US resident.
- Your payment schedule, balance and receipts all live in the Shop app.
The live rate, term and any interest for your specific order are always disclosed by Shop Pay at checkout. Rates and eligibility are set by Shop Pay, not by Southern Lumen.
Questions about an order? Email sales@southernlumen.com. Questions about a payment plan or a missed installment go to Shop Pay support inside the Shop app.