Affirm Monthly Payments
Prefer a longer runway? Affirm lets you spread an order over monthly payments and tells you the total cost up front — no late fees, no compounding interest, no surprise charges.
How it works
- Add what you want to your cart and head to checkout.
- Choose Affirm as your payment method.
- Enter a few pieces of information for a real-time decision. Checking your eligibility does not affect your credit score.
- Pick the payment plan that suits you and confirm. Affirm pays us, you pay Affirm.
Good to know
- Your rate, monthly payment and total are shown before you commit — you always see the full cost of financing before agreeing to anything.
- Rates run from 0–36% APR depending on the plan and your eligibility, as determined by Affirm.
- No late fees and no penalty for paying early.
- You must be 18+ (19 in AL or if you are a ward of the state in NE) and a US resident.
- Manage payments at affirm.com or in the Affirm app.
Rates, terms and approval are set by Affirm, not by Southern Lumen. Your actual terms are disclosed by Affirm at checkout before you agree to them.
Questions about an order? Email sales@southernlumen.com. Questions about a payment plan go to Affirm support.